
1. Click “Get My Quote” and answer a few basics—no SSN needed.
2. We shop the market—wholesale lenders bid for your loan.
3. You choose & save—lock in the best rate/fee combo and keep the extra cash.
No. You only pay standard third‑party costs at closing, often lower than big‑box lenders.
No, we can give a quote without a hard inquiry. Your rate may be affected if your actual credit score is lower.
Yes. A new lender can generally step in up to a week before closing inn some cases. We’ll handle all the transfer details.
Disclosures: Savings figures are 2023 national averages per independent study of 1.7 M closed loans. Individual results may vary.

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